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Home Insurance Costs with Deductible Scenarios in Somerset County, ME & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Somerset County, ME $108000 $602 $829
Jackman, ME $131900 $460 $632
Northeast Somerset, ME $200600 $556 $766
Moose River, ME $116700 $432 $594
Shirley, ME $155500 $497 $684
Somerset County, ME $108000 $602 $829
The Forks, ME $137500 $469 $645
West Forks, ME $85000 $363 $500
Industry, ME $132700 $460 $633
Skowhegan, ME $102700 $517 $711

Impact of Coverage Amount on Home Insurance Cost In Somerset County, ME

Coverage Amount Home Insurance Cost ($)
$100,000 $868
$200,000 $2,376
$300,000 $3,146
$400,000 $3,927
$500,000 $5,027
$750,000 to $1000,000 $5,812
Above $1000,000 $6,872


Somerset County, ME Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Somerset County, ME Average Home Insurance Cost$838.6911
State Average Home Insurance Cost$739
Difference Vs national Average-385.3089

Top Homeowners Insurance Companies in Somerset County, ME

Insurance Provider Average Homeowners Insurance Cost($)
Patriot Insurance $649
Vermont $553
Liberty $530
MetLife $478

Somerset County, ME Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -109 730
One Claim +59 897
Two Claims +109 948