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Home Insurance Costs with Deductible Scenarios in Portland, ME & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
(> $10,000 Deductible)
Low Deductible($)
($500- $1000 Deductible)
Portland $240,000 $550 $988
South Portland $225,000 $529 $967
Long Island $330,000 $851 $1,373
Falmouth $390,000 $926 $1,557
Westbrook $195,000 $549 $869
Pownal $235,000 $625 $928
Cumberland Center $295,000 $796 $1,140
Falmouth Foreside $520,000 $1,321 $2,213
Scarborough $315,000 $846 $1,393
Cumberland $350,000 $933 $1,561

Impact of Coverage Amount on Home Insurance Cost In Portland, ME

Coverage Amount Home Insurance Cost ($)
$100000 $772
$250000 $927
$500000 $1,483
$750000 $1,927
$1000000 $2,467
More than $1000000 $2,853


Portland, ME Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Portland, ME Average Home Insurance Cost$702
State Average Home Insurance Cost$803
Difference Vs national Average-522

Best Home Insurance Quotes & Estimates for Properties Near Portland, ME

Deductible ($) Home Value ($) Homeowners Insurance Cost ($) Location
> $10,000 Deductible $215,500 $490 Trefethen Ave
$2500-$5000 Deductible $136,000 $480 Bramhall St
$500- $1000 Deductible $208,000 $850 Tyng St
$500- $1000 Deductible $149,500 $550 Deblois St
$1000-$2500 Deductible $205,500 $640 Nevada Ave
$500- $1000 Deductible $99,000 $340 Arundel Rd
$5000 to $10,000 Deductible $184,000 $480 Rosemont Ave
$500- $1000 Deductible $354,500 $1420 Bryant St
$500 Deductible $204,000 $610 Trefethen Ave

Top Homeowners Insurance Companies in Portland, ME

Insurance Provider Average Homeowners Insurance Cost($)
Patriot Insurance $649
Concord $615
Liberty $530
MetLife $478

Portland, ME Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -63 639
One Claim +35 737
Two Claims +91 793