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Home Insurance Costs with Deductible Scenarios in Penobscot County, ME & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Penobscot County, ME $137900 $455 $627
Passadumkeag, ME $85000 $363 $500
Maxfield, ME $68300 $320 $441
Millinocket, ME $63800 $308 $424
Penobscot County, ME $137900 $455 $627
Lake View, ME $289300 $661 $910
Burlington, ME $72100 $330 $454
Edinburg, ME $146900 $484 $666
Medford, ME $90000 $375 $516
Howland, ME $96000 $388 $535

Impact of Coverage Amount on Home Insurance Cost In Penobscot County, ME

Coverage Amount Home Insurance Cost ($)
$100,000 $419
$200,000 $1,351
$300,000 $1,754
$400,000 $2,338
$500,000 $2,993
$750,000 to $1000,000 $3,460
Above $1000,000 $4,092


Penobscot County, ME Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Penobscot County, ME Average Home Insurance Cost$634.38
State Average Home Insurance Cost$739
Difference Vs national Average-589.62

Top Homeowners Insurance Companies in Penobscot County, ME

Insurance Provider Average Homeowners Insurance Cost($)
Concord $615
Vermont $553
Liberty $530
MetLife $478

Penobscot County, ME Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -89 546
One Claim +57 691
Two Claims +82 717