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Home Insurance Costs with Deductible Scenarios in Hancock County, ME & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Hancock County, ME $207300 $547 $753
Trenton, ME $203500 $560 $771
Sullivan, ME $148400 $486 $669
Lamoine, ME $217800 $577 $793
Hancock, ME $180300 $531 $731
Bar Harbor, ME $317300 $589 $810
Franklin, ME $133900 $462 $636
Central Hancock, ME $104500 $407 $560
Hancock County, ME $207300 $547 $753
Otis, ME $198400 $554 $762

Impact of Coverage Amount on Home Insurance Cost In Hancock County, ME

Coverage Amount Home Insurance Cost ($)
$100,000 $352
$200,000 $1,082
$300,000 $1,415
$400,000 $1,777
$500,000 $2,275
$750,000 to $1000,000 $2,630
Above $1000,000 $3,110


Hancock County, ME Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Hancock County, ME Average Home Insurance Cost$762.42
State Average Home Insurance Cost$739
Difference Vs national Average-461.58

Top Homeowners Insurance Companies in Hancock County, ME

Insurance Provider Average Homeowners Insurance Cost($)
Patriot Insurance $649
Concord $615
Vermont $553
MetLife $478

Hancock County, ME Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -107 656
One Claim +38 801
Two Claims +91 854